Having the right insurance agent can make all the difference in the world! No two agents evaluate a property the same and no two companies quote the same figures. In many cases, the cost for the exact same coverage can vary greatly and make a dramatic difference in a buyers monthly payment. It is in every buyer’s best interest to obtain several quotes from many different companies and then ask those companies to beat the best rate they’ve found. 😉 Companies such as Allen and Smith Insurance, South Group Insurance, etc. compare several small company brands and large brand names to find their clients the best quote possible. Below are some of the most knowledgeable and diligent insurance agents we tend to work with time and time again.
*** If your property is in a flood zone, the flood insurance can most likely be assumed by the seller. Homeowners and Wind & Hail insurance can not be assumed and vary depending on the buyers age, amount they are insuring, etc. If you are NOT in a flood zone, you do not have to purchase flood insurance but you can still obtain flood insurance for a very low cost.
Lemon-Mohler Insurance Agency
Tracy F Arnold
South Group Insurance
Allen & Smith Insurance
Gartman Insurance Agency
ProSpect – Inspections
We have personally used Randy Westrick during the purchase of our home and commercial building. In our experience, every client who has ever hired Randy says he is the most thorough home inspector they have ever used. His reports tend to be so thorough, they can be a little frightening but Randy is always available to answer any questions.
Wood Destroying Termite Inspector:
In the state of MS, a WDIR is required to close. If the buyer pays for this inspection, they will choose the termite inspector. Typically a WDIR cost less than $50 and its a one time inspection completed 10 days before closing. Below is BJ Ledet with FDL, one of the most affordable WDIR inspectors on the Gulf Coast. He also offers competitive yearly termite contracts.
** If the home you are purchasing has a termite contract, it may be assumable, but not matter, a WDIR has to be purchased to close on a home in the state of MS.
FDL Termite Inspector
11005 Dixie Ct.
Bay St. Louis, MS 39520
Not every home has a septic tank and not every loan requires a septic inspection. Typically only a VA loan requires a septic inspection if the property has a septic tank.
Larry with Bond Septic Services
929 22nd St, Gulfport, MS 39501
Reid & Associates – 228-205-4007
Cassady-Acadua – 985.414.2914
–Stephen Carlson – Cell: 228.424.5152 ( Licensed Contractor ) ( call or text )
–BJ Rogers – Cell: 228.860.4035 ( call or text )
–Bradley Keesee – Cell: 901-834-0581 ( call or text )
–Joe Wells – Cell: 228.239.2832 ( call or text )
–William Schonewitz – Cell: 228.697.3059 ( call or text )
–James Hernandez – Cell: 228.547.1344n ( text or call )
Custom Painter. James and his sons do amazing work . They painted our home and distressed our kitchen island, fireplace mental, and bathroom cabinets.
–William Tohfield – Cell: 228.547.9466 ( text or call )
Affordable and very good at what he does, Mr. Tohfield is our go to for flips and simple jobs.
–Rocky Soldinie – Cell: 228.304.7279 ( text or call )
Affordable yet very good – young and driven!
–Royal Flush – 228.867.9944 ( call )
–John Waller – 228.233.5007
–Mitch Hardie – Cell: 228.493.0638 ( call or text )
- Slab Removal
- Bush Hog
- Tree Removal
- Dirt Work
- Dozer Work
- Track-hoe Work
–Wiley Mitchell – 228.224.0597 ( call or text )